Employer SeniorCare Solutions
We help employers reduce employee Health Insurance claims and costs without changing group coverage, provider or broker.
Employer SeniorCare Solutions (ESS) helps employers reduce employee Health Insurance claims and costs without changing group coverage, provider or broker.
- Education
ESS compliantly educates eligible employees about health plan options that may reduce their monthly insurance premiums, reduce “Out of Pocket” costs, and may provide additional benefits not offered on group plan.
- Consultation
Employees can access a licensed agent for a one-on-one consultation to evaluate available plans from top national insurance carriers compared to their current group plan.
- Employee Benefits
Eligible employees may voluntarily choose to leave the employer’s health plan resulting in better benefits for employees and reduced health care benefit costs for employers.
Summary of Benefits
ESS provides services for brokers and their employer clients, employers, credit unions, associations, and TPAs.
Full compliance with carriers and CMS
Effective communications
Top National Health Insurance Carriers
Highly scalable and all 50 states
Employees voluntarily choose a plan
Concierge customer service
Savings for employers
Employee, Employer & Broker Benefits
Click below to learn about specific benefits for Employees, Employers and Brokers:
Employee Benefits
- Eligible employees make their own informed choice about health insurance options.
- Health insurance premiums are likely reduced.
- Likely lower exposure to out of pocket expenses.
- Possibility of additional benefits not offered by the employer’s current plan.
- Likely to be able to afford additional coverage’s not currently offered.
- No cost to the employee from ESS.
- Fully compliant.
Employer Benefits
- Employer strengthens retirement benefits for attraction and retention through a highly scalable solution for Medicare eligible employees.
- Reduction in current group health insurance premiums.
- Reduction in claims from expensive age group.
- Lower future renewal rates or increases for group health.
- Fully compliant.
Broker Benefits
- Scalable and national
- Brokers are now recognizing the issue and looking for solutions.
- Brokers help retain clients with potentially lower renewal rates for group coverage.
- The Broker gains a competitive advantage with real-life illustrations of “value added” benefit to their next prospect.
- Industry leading carriers and sales channels.
- Fully compliant.